Part of that responsibility includes making sure that any medical problems they may have are treated. Some health problems can be expensive to treat, so having a pet insurance policy in place can be invaluable.
However, as our faithful companions age, we may question the need to continue their insurance coverage. In this blog, we'll explore why keeping pet insurance in place for your ageing pet is a decision that can bring peace of mind and countless benefits.
1. Protection against age-related health issues
Just like humans, pets can become more vulnerable to health issues as they age. Conditions like arthritis, diabetes, and heart disease are all more common in older pets, requiring ongoing medical attention and care. Without pet insurance, the financial strain of managing these conditions can be overwhelming.
Keeping your pet insured means that you can provide them with the necessary treatments and medications while having peace of mind that there is a financial plan in place.
2. Financial safety net for unexpected emergencies
While you may think your pet won’t get injured once they’ve slowed down in their later years, accidents can happen at any age, and with their reduced mobility and slower reflexes, older pets are still at risk. Their vision and hearing can also deteriorate making them less alert and aware of their surroundings.
If your senior companion is involved in an accident, insurance, such as PDSA Pet Insurance, can be a financial lifesaver. There are policies that will cover accident-only scenarios and also more comprehensive cover that includes emergency vet visits, surgeries, and rehabilitation, so you don’t have to worry about the finances while your pet receives the treatment they need.
3. Peace of mind for long-term care
Ageing pets can require more veterinary care to maintain their health and quality of life. This may include regular visits to the vet and prescription medications. Pet insurance can help cover these ongoing costs, making it easier for you to provide your furry friend with the best possible care, without you having to worry about how to afford it. Make sure that you have lifetime cover so that chronic conditions will continue to be paid for year after year.
4. Protection for conditions
In many cases, pre-existing conditions won’t be covered, which means that any health issues your pet developed while not insured are unlikely to be included in the policy. Keeping insurance throughout your pet's life ensures that if the worst does happen and they fall ill, you will financially be covered through your insurance and won’t have to worry about how you will pay for their treatment.
It’s also worth pointing out that most pet insurance policies have a 14-day period meaning that if your pet gets ill within 14 days of taking the policy out, they won’t be covered.
5. End of life care
As pets age, there will come a time when you need to make decisions about their quality of life that may be challenging. Pet insurance can take away one aspect of the difficult decision by assisting with the costs of end-of-life care, including euthanasia and cremation. This ensures that when the time comes, you can say goodbye to your beloved companion in the way that feels right for you.
Why maintaining pet insurance makes perfect sense
Continuing your pet's health insurance into their later years is not merely an additional expense; it's a vital lifeline. From addressing age-related health issues to providing a financial safety net for emergencies, pet insurance offers numerous benefits to safeguard your finances and ensure your furry friend can be looked after.
By keeping this essential coverage in place, you're making a compassionate and responsible choice that ensures your four-legged friend receives the care and love they deserve throughout their senior years. Your furry companion deserves nothing less!